Loans from £300 - Eastern Savings and Loans
Loans

About Our Loans

Personal loans designed with you in mind

If you need a Credit Union loan that best suits you, we can offer a loan for; purchasing white goods, motoring costs, home improvements or even Holidays.

Please Note: We are unable to lend for Debt Consolidation.

Our Credit Union loans are simple, straightforward and designed with our members’ needs in mind. We are a profit-sharing organisation. We are an ethical lender and we will only lend if you can afford the repayments.

So if you live or work in North Essex, Norfolk, Suffolk or Cambridgeshire and are looking for a Credit Union loan we are here to help. Please see the full list of all the Essex Post Codes we cover.

  • Open to members only (£5 Joining fee)
  • Clear Rates
  • A decision in 3 – 4 days
  • Repayments weekly or monthly
  • No setup fees or early repayment fees
  • Check on the status of your Loan Application through the Members Area
  • Sign the Loan Agreement Digitally

How much will the repayments be?

Not Available Online

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03336 000690

Representative
Monthly Repayment £00.00 *
Total Repayment £00.00 *
* Representative example.

Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.

You must live or work in Norfolk, Suffolk, Cambridgeshire, or North or Central Essex have joined our Credit Union and paid the Joining Fee (£5). Click here to join today. Join Our Credit Union

We are unable to offer loans to anyone who is currently bankrupt, in a DRO, IVA or Debt Management Plan. We are also unable to lend if you have undressed CCJs or have defaulted on current credit within the last 12 months.

Please complete a Loan Application form in the Members Area.
The login details for the Members Area will be in your Welcome email.
Please ensure you complete the Income & Expenditure form, we need to ensure the repayments are affordable based on your current financial situation.

Our Loan products

Which one is best for you?

Child Benefit Savings and Loan Plan
Child Benefit Savings and Loan Plan

If you have a few issues with your Credit File, we may be able to lend to you repaid from your Child Benefit.

Starter Loan
Starter Loan

Small loans you can repay early without any fees and support your local community at the same time!

Holiday Loans
Holiday Loans

Having the funds available to pay for your holiday gives you the flexibility to shop around for your ideal holiday.

Member of ABCUL

Members of ABCUL

All funds are FSCS protected

Your money is protected up to £85,000

We are authorised and regulated by PRA

Authorised and Regulated by the Prudential Regulation Authority

Members of ABCUL

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority