PRIZE DRAW TERMS AND CONDITIONS

1. These terms and conditions are the Prize Draw Rules ("Rules") and apply to this Prize Draw ("Prize Draw"). By entering this Prize Draw, entrants agree to be bound by these Rules.

2. Eastern Savings & Loans Credit Union Ltd reserves the right to cancel or amend the Prize Draw or the Rules without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside Eastern Savings & Loans reasonable control. Any changes will be posted either within these terms and conditions or the Prize Draw Notice.

3. In the event of any dispute regarding the Rules, conduct, results and all other matters relating to this Prize Draw, the decision of the judge(s) shall be final and no correspondence or discussion shall be entered into.

Qualifying Entrants

4. To qualify to enter the Prize Draw you must be an adult member of Eastern Savings & Loans Credit Union Ltd joined before 12am on the 1st November 2017. The address you have provided for your membership will used to send any prize so please make sure this is correct.

5. Employees and volunteers of Eastern Savings & Loans Credit Union and their immediate families are not eligible to enter the Prize Draw.

6. Additional eligibility requirement of this Prize Draw is a members loan and annual membership fee must not be in arrears, the joining fee paid and any member that is Suffolk County Council appointee cannot apply.

7. By entering the Prize Draw, you hereby warrant that all information submitted by you is true, current and complete. Eastern Savings & Loans Credit Union reserves the right to verify the eligibility of all entrants.

8. Eastern Savings & Loans Credit Union assumes that by referring a new member, by informing them of your membership number and this offer you are entering the Prize Draw (and you warrant that) you are aged 18 or over.

9. Eastern Savings & Loans Credit Union reserves the right to disqualify any entrant if it has reasonable grounds to believe the entrant has breached any of the Rules.

10. In the event that any entrant is disqualified from the Prize Draw, Eastern Savings & Loans Credit Union in its sole discretion may decide whether a replacement should be selected. In this event, any further entrant will be selected on the same criteria as the original entrant and will be subject to these Rules.

Prize Draw Entries

11. Where a winner has been selected and Eastern Savings & Loans Credit Union discovers or has reasonable grounds to believe the has breached any of the Rules, Eastern Savings & Loans Credit Union reserves the right to select an alternative winner. Any further winner will be selected on the same criteria as the original winner and will be subject to these Rules.

12. Prize Draw entries must be made in the manner and by the closing date of 11.59 pm on 15th December 2017. Failure to do so will disqualify the entry.

13. If it becomes apparent that a participant is using a computer(s) to circumvent this term by, for example, the use of 'brute force', 'script' or any other automated means, that person/those e-mail addresses will be disqualified and any prize award will be void.

14. There is no purchase requirement to enter this Prize Draw.

15. Proof of posting or emailing cannot be accepted as proof of delivery. Eastern Savings & Loans Credit Union cannot accept responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, alteration of, or unauthorised access to Entries, or Entries lost or delayed whether or not arising during operation or transmission as a result of server functions, virus, bugs or other causes outside its control.

Prize

16. Prize winner will be chosen at random, from all qualifying Entries within 3 working days of the closing date 15th December 2017. In all matters, the decision of the judge(s) shall be final and no correspondence or discussion shall be entered into.

17. Prize winner will be notified by email 3 working days after the closing date of 11.59pm 15th December 2017. Return of any prize notification as undelivered or failure to reply as specified in the notification (and within the time stated) may result in disqualification and selection of an alternate winner.

18. Failure to claim a prize within this time or in the manner specified may result in disqualification and selection of an alternate winner.

19. The Prize is a Christmas Hamper worth £50 or more. The prize is non-transferable. Eastern Savings & Loans Credit Union reserves the right to substitute the prize of equal or greater value at any time.

20. The prize is awarded at the discretion of Eastern Savings & Loans Credit Union and no prize will be awarded as a result of improper actions by or on behalf of any entrant.

Liability

21. Eastern Savings & Loans Credit Union cannot accept any responsibility for any damage, loss, injury or disappointment suffered by any entrant entering the Prize Draw or as a result of accepting any prize. Eastern Savings & Loans Credit Union is not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer equipment or software, failure of any email or entry to be received on account of technical problems or traffic congestion on the Internet, telephone lines or at any web site, or any combination thereof, including any injury or damage to entrant's or any other person's computer or mobile telephone related to or resulting from participation in the Prize Draw. Nothing shall exclude Eastern Savings & Loans Credit Union’s liability for death or personal injury as a result of its negligence.

Data Protection and Publicity

22. Winners may be requested to take part in promotional activity and Eastern Savings & Loans Credit Union reserves the right to use the names and addresses of winners in any publicity both in paper and online.

23. Any personal data relating to entrants will not be disclosed to a third party without the individual’s consent. Please see the Eastern Savings & Loans Credit Union Data Protection Notice and Cookie Policy for further details. Data relating to entrants will be retained by Eastern Savings & Loans Credit Union for a reasonable period after the Prize Draw closes to assist Eastern Savings & Loans Credit Union to operate Prize Draw in a consistent manner and to deal with any queries on the Prize Draw.

Jurisdiction

24. The Prize Draw and Rules will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England. Where the site and/or the Interactive Services are accessed from Scotland or Northern Ireland, this Agreement shall be governed by the laws of Scotland or Northern Ireland respectively and you hereby submit to the exclusive jurisdiction of the Scottish courts or the courts of Northern Ireland respectively.