Debit Card & Account | Eastern Savings and Loans
Debit Card & Account

Built with your financial needs in mind

Engage is our new provider of a VISA debit card & account. With no overdraft, and the ability to set up an account to have your bills paid from, it puts you in control of your money. At just £3.50 per month, it can be a lot cheaper than the other alternatives. The Engage digital account is available exclusively to all our Credit Union members, regardless of their financial circumstances.

Say goodbye to high fees and unexpected charges. With Engage, you only every pay for the services you need. There’s a small monthly account fee and then all other services are provided to you at no cost or low cost.

  • Contactless VISA Debit Card
  • Cashback rewards on everyday shopping at participating retailers
  • Direct Debits & Standing Orders
  • Apple Pay, G Pay, Samsung Pay
  • FREE Mobile App
  • Budget with Engage “Envelopes”
  • FREE alerts to help you track your spending in real time.

Please Note:

The Change Account is now replaced with a new account and card called Engage. This is with immediate effect. Existing Change Accounts closed at Midday on Sunday 15th November. We will recover any remaining balance from The Change Account to your Credit Union share account.


Your Engage account has a few fees you need to be aware of.

TransactionsCosts
Monthly Fee£3.50
Card Cost & extra card for joint accountsFREE
Incoming PaymentsFREE
Check Balance at ATM£0.10
Check Balance on App/WebsiteFREE
Cash withdrawal at ATM£0.75
Cash withdrawal at PostOfficetbc
Cashback with purchaseFREE
Direct Debits0.50p
Standing Order / Faster Payment0.50p
Refused Direct Debit£10.00

Key Questions

If you had a balance on your card after mid-day on 15th November, we will have already requested this to be returned to your Credit Union share account.

All refunds may take up to a maximum of 28 days.
Please contact us on 03336 000690 or email on office@eslcu.co.uk. Please Note: you do need to be a member of our Credit Union to get an Engage Card via us. You can find other Credit Unions that also do the Engage Card via their website. https://engageaccount.com/
If you are already a member of our Credit Union, we can order you a card and set an account up. The contactless VISA debit card will with you in a maximum 10 working days.

If you are not a member, you will need to apply for membership. Once set up as a member, we will be able to open an Engage account and order you a contactless VISA debit card.

Our other Savings products

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Dividend Savings Account
Dividend Savings Account

Our standard membership account

Christmas Saver
Christmas Saver

Save safely for Christmas and lock your money away

Junior Saver
Junior Saver

Savings for those under 18 years old

Members of ABCUL

Members of ABCUL

Your money is protected up to £85,000

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority

Authorised and Regulated by the Prudential Regulation Authority

Members of ABCUL

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority