White Goods Loan | Eastern Savings and Loans
White Goods Loan

We know how difficult it can be if an essential appliance breaks and how quickly you want to get a replacement installed. Some stores offer expensive in-store finance as an option, which can help get the item into your home quickly, but costs a lot more overall. That is why we have created our White Goods Loan. We work with you to set up repayments you can afford at a frequency that suits you. There are no hidden fees, no set-up charges and no penalties for early repayment.

  • Weekly Repayments
  • No set up fees
  • Cash loan
  • Decision in 3-4 days
  • Only pay interest on the reducing balance

Once you’ve provided all the information we’ve asked for, we’ll process your application as quickly as we can. Putting you in the extremely enjoyable position of having a genuine choice, of being able to go out and buy the items you need, safe in the knowledge that you can easily afford them.

How much will the repayments be?

Not Available Online

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03336 000690

Representative
Monthly Repayment £00.00 *
Total Repayment £00.00 *
* Representative example.

Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.

How Do I Apply?

  1. Check you are eligible & are a member.

    You must live or work in Norfolk, Suffolk or Cambridgeshire, and have joined our Credit Union. Click here to join today. Join Our Credit Union
    We are unable to offer loans to anyone who is currently bankrupt, in a DRO, IVA or Debt Management Plan.

  2. Apply Online

    Please click on the below link to complete a loan application.
    Apply for a loan
    Please ensure you complete the Income & Expenditure form, we need to ensure the repayments are affordable based on your current financial situation.

  3. Submit any additional information requested

    Please look out for an email from the Loans Officer asking for additional information. We may need to clarify your income and expenditure via Consents.Online.

  4. Sign your digital Loan Agreement

    We will email you a digital loan agreement. Please follow the steps on the email to submit your digital signature.
    Remember to check the bank details on the agreement before signing!

  5. Money Received

    If you are repaying by Standing Order, this needs to be set up. We will need to receive the first Standing Order before we will release your loan. The first Standing Order will credit your share account with us, where you can start saving as well as repaying your loan.

FAQ’s

A small loan from £500 – £1,500 designed to help you get the essential appliances you need. You can repay weekly, fortnightly, 4 weekly or monthly, which ever suits you best.
Anyone who lives or works in Norfolk, Suffolk or Cambridgeshire, or work for one of Payroll Partners like, NSFT or East of England Coop. (Full list of Partners) can join us and apply.

Join our Credit Union
If you loan is approved, you will need to sign the digital loan agreement. We will release the funds the same day we received the first Standing Order and have the signed loan agreement back.
You can clear the balance of any of our loans at any time and we do not charge any fee for this.
We are unlikely to lend to someone current subject to or recently exited from a DRO, IVA or bankruptcy.

Child Benefit Saving & Loan Plan
Child Benefit Saving & Loan Plan

£500 loan at £12 per week, repayable from your Child Benefit. Save and repay at the same time.

Home Improvement Loan
Home Improvement Loan

Whether it’s a lick of paint or new garden furniture, we offer Home Improvement loans to suit your budget

Top-Up Loan
Top-Up Loan

Existing borrows can borrow more, once they are half way through their repayments.

Members of ABCUL

Members of ABCUL

Your money is protected up to £85,000

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority

Authorised and Regulated by the Prudential Regulation Authority

Members of ABCUL

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority