We know how difficult it can be if an essential appliance breaks and how quickly you want to get a replacement installed. Some stores offer expensive in-store finance as an option, which can help get the item into your home quickly, but costs a lot more overall. That is why we have created our White Goods Loan. We work with you to set up repayments you can afford at a frequency that suits you. There are no hidden fees, no set-up charges and no penalties for early repayment.
- Weekly Repayments
- No set up fees
- Cash loan
- Decision in 3-4 days
- Only pay interest on the reducing balance
You do not need online access to apply for a loan, but you do need to be a member of Eastern Savings and Loans Credit Union.
Once you’ve provided all the information we’ve asked for, we’ll process your application as quickly as we can. Putting you in the extremely enjoyable position of having a genuine choice, of being able to go out and buy the items you need, safe in the knowledge that you can easily afford them.
How much will the repayments be?
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* Representative example.
Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
How Do I Apply?
- Check you are eligible & are a member.
You must be a UK Citizen and live or work in North Essex, Norfolk, Suffolk or Cambridgeshire, and have joined our Credit Union. Click here to join today. Join Our Credit Union
We are unable to offer loans to anyone who is currently bankrupt, in a DRO, IVA or Debt Management Plan. - Apply Online
Please click on the below link to complete a loan application.
Apply for a loan
Please ensure you complete the Income & Expenditure form, we need to ensure the repayments are affordable based on your current financial situation. - Submit any additional information requested
Please look out for an email from the Loans Officer asking for additional information. We may need to clarify your income and expenditure via Consents.Online.
- Sign your digital Loan Agreement
We will email you a digital loan agreement. Please follow the steps on the email to submit your digital signature.
Remember to check the bank details on the agreement before signing! - Money Received
If you are repaying by Standing Order, this needs to be set up. We will need to receive the first Standing Order before we will release your loan. The first Standing Order will credit your share account with us, where you can start saving as well as repaying your loan.
FAQ’s
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