Top-Up Loan - Eastern Savings and Loans
Top-Up Loan

Have you made half of your loan repayments?

Do you need a little bit more credit before your existing loan is paid off? Just sign into the Member Area and apply for the additional amount you need. You will see at the top, the amount of your outstanding loan. Please use the sliders to apply for how much extra you want.

We will check that there are no new issues on your credit history – eg, you’ve not defaulted on another form of credit, and the repayments are still affordable and within our lending policy.

You now need to sign into the Members Area to apply for a Top-Up loan


What do I need to know?

If you have made more than half of the repayments on your existing loan and have managed your account well, you are welcome to apply for a Top-Up loan. We will check that there are no new issues on your credit history – eg, you’ve not defaulted on another form of credit, and the repayments are still affordable and within our lending policy
When you Top Up a loan, we add the new money to your existing loan. You will see on your Loan agreement, the amount of new credit, the outstanding balance, the interest due, and then the total amount repayable.

For example, if your current loan is £300 and you want to borrow an extra £500, your new loan balance will increase to £800. There are no early repayment charges on the first loan or admin charges
Please sign into the Members Area, and apply for a Loan. You will see at the top, the amount of your outstanding loan. Please use the sliders to apply for how much extra you want.
Just like with all our other loans, you can repay your loan early, in part or in full, whenever you like. There are no fees for either part or full repayment
Loans are available for repayment terms of up to 5 years, from the date of the first loan. Please contact us to check the date and if you need to increase repayments to fit the repayments within 5 years.

Our other Loan products

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Members of ABCUL

Members of ABCUL

Your money is protected up to £85,000

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority

Authorised and Regulated by the Prudential Regulation Authority

Members of ABCUL

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority