Home Improvement Loan | Short Term Loans | ESLCU
Home Improvement Loan

Whether it’s a lick of paint or a brand-new kitchen, we’ve got a loan to suit you.

A personal loan from us can be used for a range of purposes such as a new bathroom, putting down some decking, redecorating a room or a loft conversion. Our loans start from £500, so you can start making those improvements whether they are big or small. We’re making it more affordable than ever to get your project moving.

  • Only pay interest on the reducing balance
  • Quick decisions (normally in 2-3 days)
  • Free Loan Protection insurance (Terms & Conditions apply)
  • Personalised application, every loan is considered on a case by case basis

Quick & Flexible

Our loans offer genuine flexibility, with repayments to suit you, weekly, 4 weekly or monthly, on a day that suits you. Our loans are only available to our members. You’re a member when you have a share account with us. Find out more about membership

If your loan application is approved, the funds will normally be available within 2 hours of us getting the loan agreement back and receiving confirmation of repayments. Once you have the funds you will be able to shop around and rather than rely on in-store credit, you will be able to drive a hard bargain and push the price lower. 

Although we cannot help to dig the garden out or sketch out the plans to a new kitchen, we can look at lending you the money required to start and finish your project. 

Designed to suit your needs

Use the loan calculators to find the most affordable option for you.

Starter Loan
Starter Loan

£500 - £1,500

Flexible Loan
Flexible Loan

£1,500 - £4,000

Members of ABCUL

Members of ABCUL

Your money is protected up to £85,000

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority

Authorised and Regulated by the Prudential Regulation Authority

Members of ABCUL

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority