Holiday Loan | Eastern Savings and Loans

Holiday Loan Repayments tailored for you

If you are thinking about a short break away, or a longer escape we can get you there with a Holiday Loan. The flexibility of our Holiday Loan allows you to borrow an amount that exactly meets your needs. Having the funds available to pay for your holiday gives you the flexibility to shop around for your ideal holiday. So if you live or work in Norfolk, Suffolk or Cambridgeshire, and are looking for a loan so you can afford a holiday, we are here to help.

Loan decision by people not computers
Repayments weekly, or monthly
No setup fees or early repayment fees
A decision in 3 – 4 working days

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I'd like to borrow

Over a period of (Months)

Months

Weeks

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03336 000690 office@eslcu.co.uk

Representative

Monthly Repayment £00.00 *

Total Repayment £00.00 *

* Representative example.

Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.

The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.

How does it work?

Join the Credit Union & apply for a loan. Once approved, sign the loan agreement and set up your repayments to your Credit Union account. Your first repayment will stay in your Credit Union account available for you to withdraw. Your loan is transferred to your bank account same working day.

It is easy to apply

You can join us online and apply for the loan the same day, all on our website. If you would prefer to do it on paper, you can call us on 03336 000690 to request a form sent in the post. Complete all the details then return it to us.

You will also need to provide proof of your income

Payslips for last three months
Bank statements for the last three months
Information on all existing loans, credit cards and other debts.

Note: Loan repayments are due during the whole term of the loan. Failure to make scheduled loan repayments will lead to arrears action and may affect your credit history.

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FAQs

What is a Holiday Loan?

If you our a member of our Credit Union, you could have a loan for holiday. This is conditional upon you setting up a standing order or payroll deduction into your account with us and passing our affordability and credit checks.

Who can apply for a Holiday Loan?

Anyone who lives or works in Norfolk, Suffolk or Cambridgeshire, or work for one of Payroll Partners like Greene King, East Suffolk and North Essex NHS Foundation Trust or East of England Coop. (Full list of Partners) can join ESLCU and apply.

My Holiday loan has been approved, how long before the funds are in my account?

If you loan is approved, you will need to sign a loan agreement. We will release the funds the same day we confirm your loan repayments and have the signed loan agreement back.

Can I “top up” a Holiday loan?

You can top up your loan when you have paid ½ of your original loan. You can track the balance of your loan by registering for online banking, or calling us on 03336 000690

Can I pay my loan back early? Are there any fees for this?

You can clear the balance of a loan at any time and we do not charge any fee for this.

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