Repayments tailored for you
If you are thinking about a short break away, or a longer escape we can get you there with an ESLCU Holiday Loan. The flexibility of our Holiday Loan allows you to borrow an amount which exactly meets your needs. Having the funds available to pay for your holiday gives you the flexibility to shop around for your ideal holiday.
- Loan decision by people not computers
- 1.5% and 3% interest per month on the decreasing balance (19.6% APR – 42.6% APR)
- Repay weekly, fortnightly or monthly
* Representative example.
Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
How does it work?
Join the Credit Union & apply for a loan. Once approved, sign the loan agreement and set up your repayments to your Credit Union account. Your first repayment will stay in your Credit Union account available for you to withdrawal. Your loan is transferred to your bank account same working day. Start leafing through travel brochures and get out your suitcases!
It is easy to apply
You can join us online and apply for the loan the same day, all on our website. If you would prefer to do it on paper, you can call us on 03336 000690 to request a form sent in the post. Complete all the details then return it to us.
You will also need to provide proof of your income
- Payslips for last three months
- Bank statements for the last three months
- Information on all existing loans, credit cards and other debts.
Note: Loan repayments are due during the whole term of the loan. Failure to make scheduled loan repayments will lead to arrears action and may affect your credit history.