Yes, you could borrow using your Child Benefit
To apply for this loan you must join the Credit Union and have your Child Benefit paid in to your credit union account. You can apply the same day as you join & if approved (all loans are subject to an affordability & a credit check), we will send you an email & text message when a loan decision is made. It can take up to 3 days for a loan decision depending on demand. If you have an email address we will email the loan agreement for you to sign. Your loan will be available for withdrawal as soon as your first child benefit payment has been received.