We want to help as many people as possible improve their financial health.
Whether you need to borrow for an unexpected expense, home improvements, car repairs or holiday. A loan from us can help you achieve your financial goals. You can apply for a loan the same day as you join, we make loan decisions in 2-3 working days. We also have a range of helpful services including a Financial Wellbeing Portal, a Debit card with no overdraft charges or fees for missed payments, and a Christmas Savings account too. All our accounts come with FREE life & loan protection insurance as standard. (T&C’s apply)
- We share our profit with you
- Instant Access Savings (FSCS Protected)
- Loans up to £4,000
- Excellent customer service
- Online & Telephone banking
Will I be eligible?
Find out what you need to know before applying for a loan or membership.
– You must be over 18
– If you have a County Court Judgement (CCJ) you must provide evidence you are addressing it
– It has been longer than 3 years since you were discharged bankrupt or completed a DRO
– It has been longer than 2 years since you completed an Individual Voluntary Agreement (IVA) / or debt management plan
– You are only borrowing for your personal needs, not for a business or towards buying property.
Apply for a Loan
If you can’t find the answer here, please get in touch and we’ll be happy to help
What we can offer
Get to grips with your finances by using our portal of tools, blogs and articles for better money managment.
Our simple fixed rates are designed to offer affordable finance to as many people as possible.
We have range of accounts including, instant access savings, Christmas savings and day to day banking.