Payroll Deduction - Employers

Join Us

By joining the Credit Union you'll be part of something you have a share in

Benefits of Membership

Our Credit Union is a not for profit organisation owned by our members and dedicated to meeting their needs. We offer people within our common bond a great way to save and borrow money, and access a range of other useful financial services to help them make the most of their money. It is quick to join and you can apply for a membership account online. You just need to have a PayPal account or valid debit card to make an initial deposit (minimum £5). Joining takes no more than 10 minutes.

  • Competitive interest rates on Loans (£500 - £7,500)
  • Savings up to £85,000 are protected by the FSCS
  • Free life and loan insurance (T&C apply)
  • Debit Card, with Cashback rewards & direct debit facilities.

To join our credit union, you will need to live or work within our common bond. You can join our Credit Union online or download a paper form and send it to 61/63 Austin Street, Ipswich, IP2 8DF.
You can check if you are eligible and what identity documents we require on the next tabs.

We will ask you to pay a small one-off membership fee to join ESLCU. Currently that is £2. You will need to deposit at least £3 to your account to become a member, making a total of £5. You will always need to keep at least £5 in your account while you are a member, but you can have it back if you leave the Credit Union. There is currently a recurring membership charge of 25p a week which will be deducted from your share balances four weekly

Once you have confirmed that you are eligible and you can prove your identity, you can complete our online Membership application form.

To join our credit union, you will need to live or work within our common bond. Eastern Savings & Loans Credit Union is open to anyone that LIVES, or WORKS within Norfolk, Suffolk or Cambridgeshire or is employed by one of our Payroll Partners. We also welcome members from UNISON from across East Anglia, and tenants of the below Housing Associations.

I am employed by:
 East Of England Cooperative
 Norfolk & Suffolk Foundation Trust
 Freebridge Housing Association
 Cambridge Housing Association
 Ipswich Borough Council

Click here to find out about Payroll Savings and how you can take advantage of savings or loan repayments direct from pay.

I am a tenant of:
 Orwell Housing Association
 Flagship Housing Association
 Cross Keys Homes
 Orbit Housing Assoication
 Colne Housing Association

You will need a passport or UK driving licence to confirm your identity for our online form.

If you do not have either of these you can complete a paper form and send it with two original or certified documents to prove your identity and address * into our head office at 61/63 Austin Street, Ipswich, IP2 8DF.


*For full details of acceptable documents please view our Proof of Identity page.