Payroll Deduction - Employers

Join Us

Together, we can make your financial goals a fantastic reality.

Benefits of Membership

Simple and seamless. You could join us and start getting more from your money today. You can apply for a loan the same day as you join. You just need to have a PayPal account or valid debit card to make an initial deposit (minimum £5). Joining takes no more than 10 minutes. Please Note: There is currently a recurring membership charge of 25p a week which will be deducted from your share balances four weekly.

  • Competitive interest rates on Loans (£500 - £7,500)
  • Savings up to £85,000 are protected by the FSCS
  • Free life and loan insurance (T&C apply)
  • Debit Card, with Cashback rewards & direct debit facilities.

To join our credit union, you will need to live or work within our common bond. You can join our Credit Union online or download a paper form and send it to 61/63 Austin Street, Ipswich, IP2 8DF.
You can check if you are eligible and what identity documents we require on the next tabs.

We will ask you to pay a small one-off membership fee to join ESLCU. Currently that is £2. You will need to deposit at least £3 to your account to become a member, making a total of £5. You will always need to keep at least £5 in your account while you are a member, but you can have it back if you leave the Credit Union. There is currently a recurring membership charge of 25p a week which will be deducted from your share balances four weekly.

Once you have confirmed that you are eligible and you can prove your identity, you can complete our online Membership application form.

Please note if your account is not used and has no balance, we will close the account after three months. We will make every effort to send you a text if your account balance falls below £2.00.

To join our credit union, you will need to live or work within our common bond. Eastern Savings & Loans Credit Union is open to anyone that LIVES, or WORKS within Norfolk, Suffolk or Cambridgeshire or is employed by one of our Payroll Partners. We also welcome members from UNISON from across East Anglia, and tenants of the below Housing Associations.

I am employed by:
 East Of England Cooperative
 Norfolk & Suffolk Foundation Trust
 Freebridge Housing Association
 Ipswich & North Essex Hospital Trust
 Greene King PLC

Click here to find out about Payroll Savings and how you can take advantage of savings or loan repayments direct from pay.

I am a tenant of:
 Orwell Housing Association
 Flagship Housing Association
 Cross Keys Homes
 Orbit Housing Assoication
 Colne Housing Association

You will need a passport or UK driving licence to confirm your identity for our online form.

If you do not have either of these you can complete a paper form and send it with two original or certified documents to prove your identity and address * into our head office at 61/63 Austin Street, Ipswich, IP2 8DF.


*For full details of acceptable documents please view our Proof of Identity page. 

Member Benefits

We are not for profit, we are here for you

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Owned by our Members

We are owned by people like you

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Ethical savings

Credit unions are an ethical alternative

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FSCS Depositor Guarantee

Your money is protected up to £85,000